Symmetry Financial Group offers flexible insurance solutions and career opportunities. Learn how it works, compensation, reviews, and if it’s right for you.
Symmetry Financial Group is an insurance marketing organization that provides life insurance, mortgage protection, and final expense coverage, along with flexible career opportunities for independent agents. It focuses on training, lead support, and entrepreneurship-based income growth.
Symmetry Financial Group
Have you ever wondered how some people enter the insurance industry and quickly build a flexible, high-earning career? Many stumble upon Symmetry Financial Group, and that’s where the curiosity begins. Is it a solid opportunity or just another sales-heavy hype?
Let’s break it down in simple, real-world language—what Symmetry Financial Group actually does, the services it provides, what working with them looks like, and how to tell if it’s the right fit for you.
What Is Symmetry Financial Group? 🏢
Symmetry Financial Group (SFG) is a national insurance marketing organization (IMO). It connects individuals and families with insurance products through licensed agents. Instead of selling one type of policy, SFG partners with multiple insurance carriers so clients have options.
They offer:
- Mortgage protection insurance
- Final expense coverage
- Term and whole life insurance
- Universal life policies
- Disability and critical illness insurance
Their business model supports independent agents who work remotely and earn commissions from policy sales.
Who Does Symmetry Financial Group Serve? 🎯
The company serves two main groups:
- Clients seeking affordable insurance protection.
- Agents looking for career or entrepreneurship opportunities.
For clients, Symmetry focuses on customized coverage, not one-size-fits-all packages.
For agents, the value lies in tools, leads, and structured training rather than having to figure everything out alone.
How Symmetry Financial Group Works (In Simple Terms)
The process is straightforward:
- Prospects respond to a mail, digital, or referral lead.
- The agent contacts the prospect to discuss needs.
- A plan is recommended based on financial goals and budget.
- The agent helps complete the application.
- The client receives coverage (subject to carrier approval).
This means agents don’t cold-call random people—they start with individuals who have already requested information.
Comparison of Symmetry vs. Traditional Insurance Agencies
| Feature | Symmetry Financial Group | Traditional Agencies |
| Work Environment | Remote / Flexible | In-Office / Fixed Schedule |
| Leads | Provided (paid options) | Often self-generated |
| Commission Structure | High commission tiers | Standard fixed percentage |
| Training | Systemized and online | Varies widely |
| Advancement | Performance-based | Seniority or corporate approval |
Products Offered by Symmetry Financial Group 📝
Symmetry works with 30+ A-rated carriers, meaning they can mix-and-match plans based on client needs. Some key offerings include:
Mortgage Protection Insurance
This helps families keep their homes if the primary earner passes away. It’s a popular entry product for agents because people already see its value.
Final Expense Insurance
Low-cost whole life policies meant to cover:
- Funeral costs
- Burial services
- End-of-life expenses
Life Insurance Solutions
Coverage comes in various forms:
- Term Life (most affordable)
- Whole Life (lifelong coverage + cash value)
- Indexed Universal Life (flexible and tax-friendly)
Health & Income Protection
- Critical Illness Plans
- Disability Income Protection
This mix allows agents to tailor policies rather than force a single product.
Is Symmetry Financial Group a Pyramid Scheme? 🤔
No. Symmetry is not a pyramid scheme.
Here’s why:
- Income is earned from selling real insurance products.
- Agents must be state-licensed.
- Carriers underwriting the policies are regulated institutions.
- Recruiting is optional—not required.
However, multi-level leadership development exists, meaning agents can build teams for override commissions.
This is similar to many brokerage-style insurance organizations.
How Symmetry Financial Group Compensation Works 💵
Agents earn based on commission levels, starting at a lower tier and increasing with performance.
Commission Example:
| Role | Typical Commission Level | Expected Earnings Range |
| New Agent | 60%–80% | $45K–$90K/year (full-time effort) |
| Lead Agent | 90%–110% | $90K–$150K/year |
| Agency Builder | 120%–140% | $150K+ depending on team |
The major factors affecting income:
- Number of leads worked
- Closing rates
- Time dedicated to training and calls
There is no salary, so success depends on performance.
Lead System and Marketing Support 📞
Agents can purchase leads at different levels (fresh, aged, or digital).
This reduces the stress of finding your own prospects.
Types of leads:
- Mortgage refinance lists
- Online life insurance inquiries
- Direct mail request cards
Some agents love this convenience, while others wish leads were cheaper.
Training and Development at Symmetry 🎓
Symmetry emphasizes education more than typical sales organizations.
Training includes:
- Recorded workshops
- Live Zoom coaching
- Step-by-step scripts
- Field training with mentors
New agents aren’t thrown into sales without support.
Example Agent Workflow
| Step | Task | Time Required |
| 1 | Review leads | 15–30 minutes/day |
| 2 | Call/email clients | 1–2 hours |
| 3 | Virtual or home appointments | 2–4 hours |
| 4 | Submit applications | 30–60 minutes |
Approx. 20–40 hours/week is typical for full-time agents.
Company Culture and Values 🌱
Symmetry promotes:
- Work-life balance
- Personal growth
- Leadership development
- Service-centered mindset
Their annual conferences and retreats emphasize community, not just sales targets.
Pros of Symmetry Financial Group ✅
- Flexible remote work schedule
- Access to high-quality leads
- Strong mentorship and training system
- Multiple carrier options for better client fit
- Clear advancement path
Cons of Symmetry Financial Group ⚠️
- Commission-only income (no salary)
- Leads can be a financial investment
- Requires self-discipline and resilience
- Success is not automatic—you must work consistently
Is Symmetry Financial Group Legit?
Yes. It’s a licensed organization with reputable carrier partnerships. But your experience depends on:
- Your work ethic
- Your willingness to practice
- Your ability to learn sales communication
If you want structure + flexibility, it can work well.
If you want guaranteed income, it may not be ideal.
Who Is Symmetry Financial Group a Good Fit For? 🧩
It’s well-suited for people who:
- Enjoy helping families protect financial futures
- Are open to phone/video conversations
- Can work independently without micromanagement
- Are motivated to grow income over time
It is not ideal if:
- You dislike talking with people
- You need stable hourly pay
- You’re not comfortable with sales or training time
Conclusion
Symmetry Financial Group offers a genuine, structured pathway into the insurance industry. With training, leads, and flexible work options, it gives agents the tools to grow. But like any commission-based opportunity, results depend on effort, consistency, and willingness to improve.
If you’re self-motivated and enjoy helping people with practical financial protection, Symmetry could be a strong match for your goals.
FAQs
Is Symmetry Financial Group a good place to start as a new agent?
Yes, especially because they provide training, leads, and mentorship. New agents often find the guidance helpful. However, success still requires steady effort.
How do Symmetry Financial Group agents get leads?
Agents can purchase leads from the company or use personal referrals. Leads are generated from people requesting insurance information. This helps reduce cold calling.
Does Symmetry Financial Group pay a salary?
No. Pay is 100% commission. Earnings are based on plans you help families secure. The more you work, the more you can earn.
Can you work Symmetry Financial Group part-time?
Yes. Many agents start part-time while learning. However, consistent income usually comes with full-time focus.
Is training provided at Symmetry Financial Group?
Yes. They offer video training, live workshops, and mentorship programs. New agents are encouraged to follow step-by-step sales systems.
